Can you really afford to replace everything you own?

Premiums By State

ARIZONACALIFORNIANEVADA

Personal Property Limit of Coverage (Deductible $250)
Includes $100,000 Personal Liability Coverage

  • Limit of Coverage
  • $20,000
  • $25,000
  • $30,000
  • $35,000
  • $40,000
  • $45,000
  • $50,000
  • Monthly Premium
  • $18
  • $20
  • $22
  • $24
  • $26
  • $28
  • $30
  • Annual Premium
  • $216
  • $240
  • $264
  • $288
  • $312
  • $336
  • $360

Additional Coverage Options:

Personal Liability Limit - $300,000 - $24 per year

Jewelry Theft Coverage - Increased Limits

  • $2,500 Limit - $26 per year
  • $5,000 Limit - $60 per year

Earthquake Coverage (California residents only)

  • $5,000 Personal Property Coverage ($750 Deductible) - $99 per year

COLORADONEW MEXICOOREGON

Personal Property Limit of Coverage (Deductible $250)
Includes $100,000 Personal Liability Coverage

  • Limit of Coverage
  • $20,000
  • $25,000
  • $30,000
  • $35,000
  • $40,000
  • $45,000
  • $50,000
  • Monthly Premium
  • $10.00
  • $12.50
  • $15.00
  • $17.50
  • $20.00
  • $22.50
  • $25.00
  • Annual Premium
  • $120
  • $150
  • $180
  • $210
  • $240
  • $270
  • $300

Additional Coverage Options:

Personal Liability Limit - $300,000 - $18 per year

Jewelry Theft Coverage - Increased Limits

  • $2,500 Limit - $26 per year
  • $5,000 Limit - $60 per year

WASHINGTON

Personal Property Limit of Coverage (Deductible $250)
Includes $100,000 Personal Liability Coverage

  • Limit of Coverage
  • $20,000
  • $25,000
  • $30,000
  • $35,000
  • $40,000
  • $45,000
  • $50,000
  • Monthly Premium
  • $11.00
  • $12.50
  • $14.00
  • $15.50
  • $17.00
  • $18.50
  • $20.00
  • Annual Premium
  • $132
  • $150
  • $168
  • $186
  • $204
  • $222
  • $240

Additional Coverage Options:

Personal Liability Limit - $300,000 - $30 per year

Jewelry Theft Coverage - Increased Limits

  • $2,500 Limit - $30 per year
  • $5,000 Limit - $84 per year

Order Supplies

Deductibles

The deductible for a Personal Property claim is $250 for each claim covered. There is no deductible for a Personal Liability claim. Unlike other plans, the deductible does not change for a loss due to wind and/or hail. Earthquake coverage is available as a separate policy for $99 a year and covers $5,000 for Personal Property with a deductible of $750 per claim.

Payment Plans

Several different payment options are available – monthly, quarterly, semi-annually and annually. Monthly premiums are available only when paying with automatic debit from a credit or debit card, or from a checking account. Paper billing is available for an additional $2.50 per bill for quarterly, semi-annual or annual options.

Claims

Should you need to file a claim, your premium will not increase as a result. An added benefit from MyRenterPolicy, your premium remains the same regardless of any claims you might need to file. See Claims page for more details on how to file a claim.